Is the Care Credit Card Worth It in 2025

If you’re facing unexpected medical, dental, or even pet care expenses, you’ve probably asked yourself: “Is the Care Credit Card worth it in 2025?” With rising healthcare costs, having a financing option like the CareCredit Card can seem like a lifesaver—but it’s important to understand what it offers, how it works, and whether it’s the right choice for you.

If you’re responsible with credit and can pay off your balance within the promotional period, the Care Credit Card is absolutely worth it. It’s especially beneficial for treatments not covered by insurance, such as periodontal therapy at Riverplace Periodontics or elective cosmetic procedures. Unlike a traditional credit card, Care Credit can’t be used for groceries, gas, or general spending. It’s strictly for health and wellness expenses.